Fees and Disclosures
Rates Effective May 1, 2011
| Item | Fee | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Account Research (per hour; min half hour) | $30 | ||||||||
| Account non-relationship fee | $5/month | ||||||||
| Account history print out | $5 | ||||||||
| Acct. closed within 30 days | $10 | ||||||||
| ACH Return | $30 | ||||||||
| - Check Cashing Fee (Includes on-us Checks) | $8 | ||||||||
| Check copies (money orders, corp. checks, personal) (Per Item) | $2 | ||||||||
| Corp/Cashiers check (Per Item) | $5 | ||||||||
| Courtesy Pay fee* (Per Item) | $30 | ||||||||
| Delinquent Loan/Visa payments | $25 | ||||||||
| Dormant account fee (per quarter) | $25 | ||||||||
| Empty envelope deposit ATM (Per Item) | $50 | ||||||||
| Escheatment | $50 | ||||||||
| Foreign ATM fee (per transaction) | $2 | ||||||||
| Garnishment and Levy (each) | $50 | ||||||||
| Home equity loan processing fee | $350 | ||||||||
| Incoming/Outgoing domestic wires (Per Item) | $20 | ||||||||
| IRA transfer to another institution | $25 | ||||||||
| IRA Early Withdrawal (per withdrawal) | $5 | ||||||||
| Land Contract (per payment) | $5 | ||||||||
| Loan Extension | $30 | ||||||||
| Money orders (Per Item) | $3 | ||||||||
| Non–sufficient funds fee (Per Item)(ACH Return) | $35 | ||||||||
| Notary Non-member | $10 | ||||||||
| Overdraft Transfer Fee (Per Item)(savings to checking, per automatic transfer) ** | $2 | ||||||||
| Overdraft Transfer Fee (Per Item)(loan to checking, per automatic transfer) ** | $5 | ||||||||
| Penalty for early club withdrawal | $25 | ||||||||
| Phone transfer fee (Per Item) | $2 | ||||||||
| Photocopies (per page) | $0.25 | ||||||||
| Pin replacement (ATM/Debit card) (excludes renewals) | $5 | ||||||||
| Plastic card replacement (excessive abuse) | $10 | ||||||||
| Refinance RRCCU loan (less than 6 months old) | $100 | ||||||||
| Returned Deposit Item fee(Per Item) | $25 | ||||||||
| Returned Mail (Per Item) | $5 | ||||||||
| Statement Copy (Per Item) | $5 | ||||||||
| Starter Checks (per page) | $5 | ||||||||
| Stop payments (single and series) | $30 | ||||||||
| Subordination | $100 | ||||||||
| Visa gift cards (Per Item) | $5 | ||||||||
| Visa Cash Advance | TBD | ||||||||
| Non-RRCCU VISA Cash Advance | $20 | ||||||||
Safety deposit boxes (yearly)
|
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Other Fees and Disclosures
Penalty for early withdrawals on share certificates, 90 days interests.
Dividends are paid on share balances of $100 minimum. Account holders under 18 years of age are waived from the dividends exception.
*Fee applies when overdraft is created by check, in-person withdrawal, ATM withdrawal, or other electronic means.
**Age exemption does not apply to this fee.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Equal Housing Lender